Are you eligible for a Kent Savers loan?
Thank you for considering Kent Savers.
Before getting started, please check our eligibility requirements for a loan.
Check your eligibility here
How does Kent Savers check my details
If you apply for a loan or membership, we will require further personal information to verify your identity and carry out banking and credit checks on you
Affordability checks
Electronic access to your bank records, to verify your income and outgoings, and to check you can afford loan repayments
Credit checks
We will carry out checks with one or more credit reference agencies, which will leave a footprint on your credit file. This may affect your ability to obtain credit from other lenders
Good to go?
Please begin your application by checking your eligibility above
Useful information
Your loan application may take up to seven days (longer if we require further information from you).
When applying for a loan, you need to become a Kent Savers member and pay a £5 joining fee; we will refund £3 if your application is declined or withdrawn. The simplest way to join is online, but you can also read our Membership Application Form and Terms and Conditions of Membership here.
As we carry out certain checks when you apply or join, our Data Protection & Privacy Notice and use of Credit Reference and Fraud Prevention Agencies documents explain how your personal information may be used during your membership or in connection with any loan with us. For more information on the Credit Reference Agency Information Notice (CRAIN) please go to www.transunion.co.uk/crain.
Are you worried about money?
If you are worried about money, consider taking independent free advice from Kent Money Advice Hub and/ or StepChange Debt Charity
FAQs
Do I need to be a member to apply for a loan or savings account? You will need to be a member to borrow or save with us. You can apply for a Loan and Membership at the same time, keeping life simple.
Simply join online, or complete our Membership Application Form and send it to us with all requested documentation.
Pay a £2 membership joining fee plus £3 as the initial minimum balance in your savings account, and keep your account active through regular transactions or by having a loan with us.
Follow these links for details of our Savings Accounts, Loans and Ways to Pay.
You may change any of your personal details (including name, address or other contact details including email address), via the Members Area, via our smartphone apps on Apple’s AppStore or Google Play Store, or contact us with details.
