For people, not profit
As a member you have a say in how we’re run
We support our members for life
We provide fair savings to build financial resilience
We encourage wise use of credit
Why Kent Savers?
Kent Savers has provided ethical and affordable financial products to people in Kent, Medway and Bexley since 2010.
We are a co-operative, owned and operated by our members on a not-for-profit basis.
We aim to help everyone – even if your credit score needs improving – to stop people using payday lenders, doorstep lenders or loan sharks.
Become a member and we will support you through life’s journey. Get kids savings from an early age with our Junior Savers account.
Kent Savers has branches and access points throughout Kent.
At a Branch or Access Point you will be able to get more information about Kent Savers and help and advice in completing any of our forms.
Annual General Meeting
Our Annual General Meeting (AGM) is your chance to participate in the running of Kent Savers.
Each year, the Board, Supervisory Committee and CEO present on the performance of Kent Savers in the previous financial year. You will also have the chance to vote on appointments to the Board and on key resolutions.
Find out more about our AGMs, key records and documents.
Always ready to serve our members, here’s a little bit more about your team at Kent Savers:
Adam joined Kent Savers in 2021. He began his career in investment banking before leaving to start his own business within the property technology sector. He developed innovative technology streamlining the rental process for landlords and tenants in the UK before exiting the business in 2018 to a major media company.
Adam is married with two children and lives in Tunbridge Wells, Kent.
Head of Finance
Mary joined Kent Savers in October 2018. She has over 15 years’ experience in Management and Financial Accounting and holds ACCA and AAT qualifications. Mary is proud to have focussed the majority of her career in the not-for-profit sector, having spent 10 years with two such organisations in London before joining Kent Savers.
Mary is married with two children and lives in Thurrock.
Karen is one of our longest serving and best known of the Kent Savers team and lives in Maidstone with one son.
She joined us in March 2013. She helps our members with their loan applications and her sunny disposition helps keep the whole team happy.
Outside of work, she enjoys listening to music, watching drama on TV and is a keen football supporter.
Member Services Officer
Becky joined Kent Savers in 2015 and is an important and vital part of our team.
Whether she is welcoming new members or helping with account queries, payments or withdrawals, our members are in safe hands.
Becky is Maidstone born and bred. She has four children and one grandchild.
In her spare time, she enjoys cycling, long walks and outdoor adventures.
Louise joined Kent Savers in October 2019. She has a background in credit management, law and social housing.
Louise is always approachable and likes to help people. She is good at problem solving, so get in touch with her if your finances are in a muddle and you need to discuss your loan.
Louise lives in North Kent and loves exploring Kent’s woods and coastline. Her two young children keep her busy and in any spare time she enjoys reading and live entertainment.
Board of directors
The Board of Directors determine the policies and priorities of Kent Savers. They have strategic responsibility for organising and controlling the affairs of the Credit Union responsibly and effectively.
Stephen joined Kent Savers’ board in November 2018. He has over 25 years’ experience in financial services as a banker and a HR specialist, with particular focus on performance, change management, and governance. He has lived and worked in Kent, the Middle East and Asia. He is married with two daughters and is now a farmer and independent consultant. Stephen has a degree in History and Economics from Oxford University, an MBA from London Business School, and is a founder member of the guild of Human Resources Professionals. He is a Fellow of both the Chartered Institute of Personnel and Development (CIPD) and the Royal Society for the encouragement of Arts, Manufactures and Commerce (RSA).
Gavin joined Kent Savers’ board in September 2019 and is our Treasurer. He has over 25 years’ experience in relationship management in both personal and corporate banking, including key lending relationships in the social housing sector. He is currently working with a not-for-profit financial services business providing funding to Housing Associations.
Gavin has lived in Kent for most of his life.
Kathy joined Kent Savers’ Board in November 2018, serving as Chair from April 2019 – March 2021. She has broad experience in UK consumer credit and financial markets, with a particular interest in helping people access fairly priced credit. She is an experienced company director and has served on boards and committees of various trade associations and industry panels in connection with consumer credit and financial services.
She grew up in a HM Forces family and is married with two sons. She enjoys walking the Kent countryside, watching rugby and travelling.
John joined Kent Savers’ board in August 2019. Previously he had, for 4 years been a volunteer member of the board of Fairshare Credit Union in Shropshire, from where he moved to Kent in 2018. He is a qualified accountant and a member of the CIMA. He has used that qualification to have a career in Financial Management in manufacturing companies up to and including Director level positions. Since finishing full time work in 2011 he has undertaken volunteer roles in various not-for-profit organisations both in the UK and overseas.
Chris joined Kent Savers’ Board in January 2018. He is a retired banking consultant with over broad experience in business improvement with an IT background. He has a strong interest in financial inclusion, improving access to banking services, ease of payments system infrastructure and, of course, credit unions. He holds a BSc in Psychology, is a qualified CELTA teacher and business architect and a Member of the British Computer Society. He is also a trustee of Connecting Canterbury.
Lucy joined Kent Savers’ Board in February 2019. She has more than 20 years experience in the consumer credit sector, with a current focus on conduct and operational risk management. Serving various industry forums and working groups, her focus remains on how creditors can help customers in vulnerable positions and/or financial difficulties.
Lucy lives in Kent and enjoys visiting the county’s many historic castles and gardens.
Alberto joined Kent Savers’ Board in October 2020. He has more than 15 years’ international business development, consulting and finance experience and currently works for a Dow-listed financial institution as Director of Strategy and Analytics. Alberto holds an MBA in Finance, Strategy and Behavioural Sciences and an award in Cash Management from the Association of Corporate Treasurers.
He has lived in Kent since 2017 with his wife and their teenage son. Alberto enjoys running, cycling and open-water swimming.
Campbell has over 25 years’ experience in regulatory and competition policy. He has held senior roles in various industries, including financial services. He currently works in the charity funding sector. Campbell holds degrees from the university of St. Andrews and City University in London. He has advised UK Government on matters of consumer protection, is a Fellow of the Institute of Leadership and Management and a Member of Chatham House.
Married with one child, he has lived in Kent for 20+ years. He enjoys exploring on his bike, growing his own vegetables and watching Gillingham FC.
Steve has over 20 years’ experience in financial services in the management and delivery of business and technology change. Most recently he has been involved with delivering regulatory change projects in banking. He is a qualified Prince2 project manager, certified Scrum Master and has a wealth of experience in risk management, governance and problem solving.
Steve enjoys driving his classic car, touring locally and in Europe with his wife.
Sam specialises in complex programme delivery.
Sam has more than 25 years experience in driving transformational change across retail, consumer finance and capital markets sectors in support of regulation, structural reform and M&S activity. She has a comprehensive appreciation of the architecture, governance and key controls frameworks underpinning change.
John joined the Kent Savers’ Board in January 2021. With a BSc in engineering discipline, he has deep understanding of enterprise architecture, cloud computing and visualisation in a commercial context.
He leads an international team of customer facing technologists at a US based start-up. He has held senior roles in systems integrators and outsourcers delivering across Central Government Enterprise.
Working on behalf of members, an independent committee that assesses the effectiveness of the controls operating throughout Kent Savers, through audit, attendance at Board meetings and review of governance.
Chair, Supervisory Committee
Russell is a qualified auditor who has served local government in Kent for more than 15 years.
In his tenure as Chair of Kent Savers’ Supervisory Committee since 2016, he has led the internal audit, risk and governance support function. This included ratifying decisions, and ensuring that the Board are operating in accordance with agreed procedures and in compliance with related regulations.
Russell lives in mid-Kent.
Martin served on the Board of Kent Savers since the start in 2010. He was Chair of the Board from 2015-2019 and joined the Supervisory Committee in 2020.
A qualified lawyer, he is well known in a number of business communities in Kent as a lawyer, business man and consultant. Martin’s contributions to Kent Savers have spanned business management, IT and business operations.
Martin lives near Rochester with his wife and family. He devotes his spare time as a volunteer to vital work at Kent Search and Rescue and Lowland Rescue.
Muhitur joined Kent Savers’ Supervisory Committee in January 2021. He is a seasoned Risk Manager with broad experience in credit risk portfolio management in wholesale and retail banking, covering multiple asset classes and geographies.
Muhitur is ethically minded with a keen interest in philanthropy and addressing social and environmental issues.
He was born and raised in the Medway Towns where he continues to live.
Nigel has over 35 years of leadership experience in the financial services industry, particularly in the disciplines of finance, risk, operations and auditing. He has worked in both large and small regulated lending organisations at Board level.
More recently Nigel has used his vast experience to advise business across a range of industries on strategic issues.
Nigel is a champion of financial inclusion and treating customers fairly. He has lived in Kent for 20 years.